MANAGEMENT FORUM A Sharing Knowledge by : Arie Munanto, SSi. © May, 2002 A Sharing Knowledge by : Arie Munanto, SSi. © May, 2002 Program Pascasarjana MAGISTER MANAJEMEN UNIVERSITAS INDONESIA In the Turning Point : Be a Professional or Starting Your Own Business

SUKSES BANYAK TERGANTUNG KEBIASAAN / EQ SEDIKIT TERGANTUNG PENGETAHUAN / IQ BANYAK TERGANTUNG KEBIASAAN / EQ SEDIKIT TERGANTUNG PENGETAHUAN / IQ Knowledge without correct habits is powerless - Jake Bernstein Knowledge without correct habits is powerless - Jake Bernstein

3 SI VISI / MISI : Pilih sasaran yang akan dicapai. EDUKASI : Proses belajar untuk mencapai sasaran. AKSI : Manajemen sumber daya. VISI / MISI : Pilih sasaran yang akan dicapai. EDUKASI : Proses belajar untuk mencapai sasaran. AKSI : Manajemen sumber daya.

WISDOM W ATAK : Kenali & kuasai diri anda I NGIN : Tetapkan tujuan anda S IASAT : Rincikan strategi anda D IDIK : Jadilah manusia pembelajar O TAK/OTOT : Worksmart & workhard M ANAJEMEN : Kelola sumber daya* secara optimal W ATAK : Kenali & kuasai diri anda I NGIN : Tetapkan tujuan anda S IASAT : Rincikan strategi anda D IDIK : Jadilah manusia pembelajar O TAK/OTOT : Worksmart & workhard M ANAJEMEN : Kelola sumber daya* secara optimal VISI / MISI EDUKASI AKSI *) Sumber Daya : Asset, Waktu & Relationship Gunakan WISDOM, masuk akal kan ? Gunakan WISDOM, masuk akal kan ?

INTANGIBLE ASSETS Market Value / Book Value Intangible Assets = Competencies : Intellectual Capacity & Intellectual Property Talent Brand Network Intangible Assets = Competencies : Intellectual Capacity & Intellectual Property Talent Brand Network DEVELOP YOUR INTANGIBLE ASSETS !

SUCCESS IS A JOURNEY Make each day useful & cheerful, prove that you know the worth of time by employing it well. Then youth will be happy, elders will be without regret, and life will be a beautiful success. - Louisa May Alcott Make each day useful & cheerful, prove that you know the worth of time by employing it well. Then youth will be happy, elders will be without regret, and life will be a beautiful success. - Louisa May Alcott

IN THE TURNING POINT Be a Professional or Start Your Own Business THE ROAD NOT TAKEN Two roads diverged in a wood, and I took the one less traveled by, and that has made all the differences. Robert Frost ( ) THE ROAD NOT TAKEN Two roads diverged in a wood, and I took the one less traveled by, and that has made all the differences. Robert Frost ( )

WHAT IS CASHFLOW QUADRANT

B B E E S S I I Employee : mendapat uang dengan mempunyai pekerjaan dan bekerja untuk orang lain atau untuk sebuah perusahaan.

B B E E S S I I Self Employed : mendapat uang dengan bekerja untuk diri sendiri dengan keahliannya, misalkan dokter, penyanyi, artis film, dll.

B B E E S S I I Business Owner : membuat sistem dan memiliki usaha yang menghasilkan uang.

B B E E S S I I Investor : mendapatkan uang dari berbagai investasi yang ditanamkan.

CASHFLOW QUADRANT POKOK – POKOK PEMIKIRAN You may develop your income from all quadrants. Our internal values, strengths, weaknesses and wants will drive us in choosing our quadrant. No guarantee that you will get success in one quadrant or others. You may develop your income from all quadrants. Our internal values, strengths, weaknesses and wants will drive us in choosing our quadrant. No guarantee that you will get success in one quadrant or others.

RICH DAD’S ADVICE “ Your first decision is to figure out in which quadrant you have the most chance of achieving a long-term financial success.”

B B E E S S I I You don’t have the EXPERTISE that employer will pay the big money for. Besides, you are sloppy, you get bored easily, you don’t have a very long attention span, you tend to argue, and you don’t follow instructions well.

B B E E S S I I S stands for SMART, that’s why doctors, lawyers, accountants and engineers are in the S quadrant. S also stands for STAR. You’ll probably never be a rock star, movie star or sports star. S stands for SMART, that’s why doctors, lawyers, accountants and engineers are in the S quadrant. S also stands for STAR. You’ll probably never be a rock star, movie star or sports star.

B B E E S S I I You don’t have enough financial resource to INVEST in any financial portfolio.

B B E E S S I I Since you lack of any special talent and financial resource, your chances for attaining great wealth will be in this quadrant.

DECIDE WHAT YOU WANT TO BE B B E E S S I I E E T HE P OOR T HE M IDDLE C LASS T HE R ICH JOB SECURITY SURVIVAL FINANCIAL SECURITY FINANCIAL FREEDOM NET WORTH ASSETS FREEDOM

RAT RACE TRAP Don’t work for money, make it work for us so that we have a high level of freedom in our life. Don’t work for money, make it work for us so that we have a high level of freedom in our life.

HOW TO START A BUSINESS ? MINDSET FINANCIAL LITERACY LEARNING & EXPERIENCE PERSONALITY TRAITS MINDSET FINANCIAL LITERACY LEARNING & EXPERIENCE PERSONALITY TRAITS

MINDSET PROSPERITY BELIEFS #1- Wealth is a way of thinking and not a dollar amount in a bank #2- It is an abundant universe #3- Life is fun and rewarding #4- There are staggering numbers of opportunities in every aspect of my life #5- It is my responsibility to be successful John Kehoe – author of Mind Power PROSPERITY BELIEFS #1- Wealth is a way of thinking and not a dollar amount in a bank #2- It is an abundant universe #3- Life is fun and rewarding #4- There are staggering numbers of opportunities in every aspect of my life #5- It is my responsibility to be successful John Kehoe – author of Mind Power

FINANCIAL LITERACY Income / Penghasilan Expenses / Pengeluaran Asset / HartaLiability / Hutang Income Statement / Laporan Rugi Laba Balance Sheet / Neraca Keuangan Good Asset Bad Asset Good Lialibility Bad Lialibility

FINANCIAL LITERACY Good Assets : Assets which increase your income Bad Assets : Assets which decrease your income Good Liability : Liability which increase your income Bad Liability : Liability which decrease your income Good Assets : Assets which increase your income Bad Assets : Assets which decrease your income Good Liability : Liability which increase your income Bad Liability : Liability which decrease your income

FINANCIAL CREDO Income / Penghasilan Expenses / Pengeluaran Asset / HartaLiability / Hutang 1.Income > Expenses 2.Increase your good assets 3.Differ bad assets for necessity or luxury 4.Keep bad liabilities away from your balance sheet 1.Income > Expenses 2.Increase your good assets 3.Differ bad assets for necessity or luxury 4.Keep bad liabilities away from your balance sheet Good Asset Bad Asset Good Lialibility Bad Lialibility

LEARNING & EXPERIENCE 1.Never take a job for money. Take a job only for the long- term skills you will learn 2.If you cannot sell, you cannot be an entrepreneur 3.When you need more money, do not search for part-time job, but start a part-time business Rich Dad’s Advice 1.Never take a job for money. Take a job only for the long- term skills you will learn 2.If you cannot sell, you cannot be an entrepreneur 3.When you need more money, do not search for part-time job, but start a part-time business Rich Dad’s Advice

PERSONALITY TRAITS 1.VISION : the ability to see what others could not see 2.COURAGE : the ability to act despite tremendous doubt 3.CREATIVITY : the ability to think outside the box 4.The ability to withstand criticism 5.The ability to delay gratification Rich Dad’s Advice 1.VISION : the ability to see what others could not see 2.COURAGE : the ability to act despite tremendous doubt 3.CREATIVITY : the ability to think outside the box 4.The ability to withstand criticism 5.The ability to delay gratification Rich Dad’s Advice

DEVELOP YOUR HABIT 1.SET YOUR FINANCIAL GOALS 2.DEVELOP YOUR PLAN 3.CONTROL OVER YOURSELF 4.CONTROL YOUR FINANCIAL STATEMENT 1.SET YOUR FINANCIAL GOALS 2.DEVELOP YOUR PLAN 3.CONTROL OVER YOURSELF 4.CONTROL YOUR FINANCIAL STATEMENT

B-ALERT Creating Optimum Balance B => BLUE PRINT A => ACTION L => LEARNING E => EXERCISE R => RELAXING T => THINKING B => BLUE PRINT A => ACTION L => LEARNING E => EXERCISE R => RELAXING T => THINKING

GO GET IT REACH THE STARS IN YOUR LIVE

never crack under pressure, keep your spirit keep smiling, have fun, enjoy your life never crack under pressure, keep your spirit keep smiling, have fun, enjoy your life Program Pascasarjana MAGISTER MANAJEMEN UNIVERSITAS INDONESIA THANK YOU FOR YOUR KIND ATTENTION